Professional Mortgage Services were founded in 1999 and have grown to become one of the UK’s leading mortgage brokers. We are now the preferred choice for many of the country’s top Accountancy, Law and IFA firms. The quality of our advice, backed by our service standards, has led to a growing reputation amongst some of the largest global financial institutions. We believe we provide the best mortgage service in the UK, as do many of our clients, who not only return to us time after time but also recommend us to friends and colleagues. Over seventy five percent of our business now comes from existing clients and referrals. We have excellent relationships with all the major UK lenders and private banks, due to the quality and quantity of business placed our ‘buying power’ often enables us to get cases agreed outside of normal criteria. From time to time we also have exclusive products which are not available on the high street.
Fees You Feel Comfortable With
Our initial advice is always free, without obligation and there are usually no up front charges. Our fee is conditional on us obtaining you a mortgage offer and is paid only on completion. We will always disclose any other fees we might receive and endeavour, wherever possible, to keep your fee proportional to the savings we can achieve on your behalf. The fee we charge will depend on your circumstances. For example for a mortgage of £250,000 our fee would be £500. There is a non-refundable administration fee of £100 payable when an application is submitted.
Meeting Requirements Without The Hassle Of Meetings
Experience has taught us that our customers rarely have the time or the inclination for lengthy face to face meetings, let alone the travelling and inconvenience that might be involved. By using modern technology and communication channels, Professional Mortgage Services have made it easier to arrange mortgages. Initial enquiries can be made via phone or Internet. Once requirements have been established using our extensive knowledge of lenders criteria together with our in-house software systems, we will source the best product and our recommendation can be made.
Once Everything Is In Place, We Stay In Touch
At Professional Mortgage Services we like to think our relationship with our customers starts, not ends at the completion of your mortgage. Today’s mortgage market is dynamic and complex, it is our intention to keep you informed of any major changes and the mortgage will be reviewed on an ongoing basis against the best available alternatives. Our ‘Ongoing Mortgage Management Service’ is the envy of the UK mortgage market.
Standards We Adhere To
We are Authorised and Regulated by the Financial Conduct Authority and provide full “advice and recommendations” as to which mortgage is suitable for you.
When giving advice we will take care to select a mortgage that fits your needs by asking for the relevant information about your circumstances or objectives.
The reasons for our recommendations will be given to you in writing before you complete your mortgage.